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The information on this website is for general information purposes only. Nothing on this or associated Pages, Documents, answers or other communications should be taken as legal advise for any individual or situation. The information on this website is not intended , to create and receipt or viewing this information does not constitute, an attorney-client relationship.
The services or benefits provided are with respect to bankruptcy relief under Title 11 of the U.S. Bankruptcy Code. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Copyright 2011 by Mark A. Spence, P.A. Florida Personal Injury/ Bankruptcy Attorney
The services or benefits provided are with respect to bankruptcy relief under Title 11 of the U.S. Bankruptcy Code. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Copyright 2011 by Mark A. Spence, P.A. Florida Personal Injury/ Bankruptcy Attorney
Do I have to go to court if I file bankruptcy?
Yes. Approximately 30 to 35 days after you file your bankruptcy you will need to attend what is known as a Section 341 creditors' meeting. The creditors' meeting is usually conducted by a bankruptcy trustee. The hearing is digitally recorded and you will be asked questions under oath about the assets that you own, the debts that you have, your monthly income and expenses and other questions of interest to the trustee. Your creditors are notified of the hearing and have a right to attend and ask questions. Most garden-variety unsecured creditors do not attend the creditors' hearing.
A Chapter 7 bankruptcy trustee represents the interests of your creditors at the 341 hearing and, among other things, determines whether you own non-exempt assets which the trustee may take from you and sell in order to produce revenue to pay all--or a portion--of the debts that you owed on the day you filed your bankruptcy.
A Chapter 13 trustee reviews your assets and liabilities, your income and monthly expenses as well as your proposed Chapter 13 plan. The trustee determines whether the proposed plan meets all of the requirements of the bankruptcy code in order to be confirmed. The trustee will then file a recommendation with the court as to whether the proposed plan should be confirmed as written. At a later date--after the 341 hearing -- the trustee will attend a confirmation hearing on the Chapter 13 case and recommend to your bankruptcy judge whether your plan should be confirmed as written or whether the plan needs to be modified in order to be confirmed. In the Middle District of Florida, Tampa Division, debtors seldom attend the confirmation hearings in their Chapter 13 cases. The hearings are normally conducted by the judge, trustee, and the Debtor's attorney if necessary.
Yes. Approximately 30 to 35 days after you file your bankruptcy you will need to attend what is known as a Section 341 creditors' meeting. The creditors' meeting is usually conducted by a bankruptcy trustee. The hearing is digitally recorded and you will be asked questions under oath about the assets that you own, the debts that you have, your monthly income and expenses and other questions of interest to the trustee. Your creditors are notified of the hearing and have a right to attend and ask questions. Most garden-variety unsecured creditors do not attend the creditors' hearing.
A Chapter 7 bankruptcy trustee represents the interests of your creditors at the 341 hearing and, among other things, determines whether you own non-exempt assets which the trustee may take from you and sell in order to produce revenue to pay all--or a portion--of the debts that you owed on the day you filed your bankruptcy.
A Chapter 13 trustee reviews your assets and liabilities, your income and monthly expenses as well as your proposed Chapter 13 plan. The trustee determines whether the proposed plan meets all of the requirements of the bankruptcy code in order to be confirmed. The trustee will then file a recommendation with the court as to whether the proposed plan should be confirmed as written. At a later date--after the 341 hearing -- the trustee will attend a confirmation hearing on the Chapter 13 case and recommend to your bankruptcy judge whether your plan should be confirmed as written or whether the plan needs to be modified in order to be confirmed. In the Middle District of Florida, Tampa Division, debtors seldom attend the confirmation hearings in their Chapter 13 cases. The hearings are normally conducted by the judge, trustee, and the Debtor's attorney if necessary.
Mark A. Spence, P.A.
Attorney At Law
6400 Madison Street
New Port Richey, FL 34653
727-846-1777
Bankruptcy
Personal Injury
Attorney At Law
6400 Madison Street
New Port Richey, FL 34653
727-846-1777
Bankruptcy
Personal Injury